Due to new State and Federal Laws, the closing process now takes anywhere from 3 to 6 months to complete. Do not be “fooled” by companies that say it can be done quicker.
Only in rare cases can this timeframe be shortened to 2 months.
On the Federal Level, in order to avoid any tax liabilities, either to the customer or the funding company purchasing the payment stream, a court order is now required.
On the State Level, 36 states currently have passed new “Structured Settlement Protection Acts” which regulate exactly how the court Order process is completed.
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