Disclosure Statements

Based upon each state’s laws, the disclosure statement must be provided to the customer anywhere between 3 to 14 days prior to the customers receipt of the transfer agreement.

The Disclosure Statement must show:

• Amounts and due dates of payments being assigned
• The current IRS Discounted Present Value of the payments
• The Gross Advance Amount and the Annual Discount Rate
• An Itemized listing of all commissions, fees and expenses
• The Net Amount to be received by the seller
• Several other minor disclosures required per state

Other links of interest

• What will an Annuity Policy Show?
• What is a Single Premium Immediate Annuity?
• New Federal and State Laws Regulating a Sale
• What is a Structured Settlement?
• What is an Annuity Application
• The Closing Process
• Submission Documentation
• Disclosure Statements
• Transfer Agreements
• Attorney Advice
• Court Order Process
• Insurance Company Acknowledgement

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